Fee Schedule (effective January 28, 2008)

Service
Fee
Account Research & Reconcilement $ 30.00/hr
ATM Deposit (designated ATMs only) $ 1.50 each
ATM Inquiry $ 0.50 each
ATM PLUS Network (inquiries,transfers,withdrawals) $ 2.00 each
ATM Transfer $ 0.50 each
ATM withdrawals in Network $ FREE
ATM/Debit Card Replacement $ 5.00
Basic Checking Account Service Charge $ FREE
Cashiers Check - Member $ 2.00
Cashiers Check - Non-member (member check exchange) $ 10.00
Consumer Loan Late Payment $ 20.00 or 5% of loan payment (whichever is more)
Counter Checks $ 10.00/page
Deposited Check Returned $ 20.00
Dormant/Inactive Account $ 5.00/yr
e-Statement Copies - eTeller users, current month $ FREE
e-Statement Copies - previous months $ 2.00 per statement
eTeller - online account access $ FREE
Flex Money Market $ FREE Up to 6 transactions monthly, $5.00 each for over 6
Legal Processes - i.e. levies, etc $ 50.00
MarGo- Members on the go Audio Response Access $ FREE
Member Advantage Checking Account Service Charge $ 6.00 p/month
Member Select Checking Account Service Charge $ 3.00 p/mo if balance drops below $300
Money Orders $ 1.00
Mortgage Loan Late Payment $ 20.00 or 5% of loan payment (whichever is more)
Mortgage Loan Processing Fee $ $250.00
Non-Sufficient Item Return (i.e., check, ACH, electronic, etc.) $ 28.00
Overdraft Privilege - Pre-approved Non-interest Advance Limit $ 28.00/item
Overdraft Protection - transfers shares, LOC $ FREE
Pace 55 Seniors Account $ FREE
Re-Open Share Account within 90 days of Closure $ 20.00
Share Draft Copies $ 2.00/draft
Share Draft Copies - online via eTeller $ FREE
Skip Loan Payment $ 30.00
Statement Copies $ 5.00/page
Stop Payment $ 25.00
Unclaimed Property $ 20.00/yr
Verification of Deposit / Assets $ 20.00
Visa account related requests-i.e. statement copies $ $5.00 each
Visa Card Lost Replacement $ 5.00 - one per year
Visa Gift Cards $ $3.50
Visa Late Charge $ 20.00
Visa Over-Limit $ 20.00
Wire Transfer - incoming & outgoing domestic $ 15.00/wire
Wire Transfer - International $ 50.00/wire

NOTE: Fees are subject to change without notice