Consumer Loans Rates
Covenant Health Federal Credit Union offers loans with
competitive rates for almost every financial need you may have.
Rates and repayment schedules vary based on the type of loan
and your credit history.
Loan Rates based on the Credit Union's Managed
Credit Program. Rates and terms subject to change without
notice.
**Don't buy used until you know the Autocheck Score. For a free VIN check, click here.
New Vehicle -
Auto (2009-2011)
| TERM |
RATES
(APR) |
| Up
to 36 months |
as
low as 2.70% |
| 37-48
months |
as
low as 3.00% |
| 49-60
months |
as
low as 3.40% |
| 61-72
months |
as
low as 3.75% |
| 73
- 84 months |
as low as 5.00% |
Used Vehicle -
Auto (model year before 2009)
| TERM |
RATES
(APR) |
| Up
to 36 months |
as
low as 3.35% |
| 37-48
months |
as
low as 3.60% |
| 49-60
months |
as
low as 4.00% |
| 61-72
months |
as
low as 4.35% |
New Motorcycles
(2009-2011) Recreational vehicle having only two wheels
| TERM |
RATES
(APR) |
| Up
to 36 months |
as
low as 6.00% |
| 37-48
months |
as
low as 6.25% |
| 49-60
months |
as
low as 6.50% |
Used Motorcycles
(2000 thru -2007) Recreational vehicle having only two wheels
| TERM |
RATES
(APR) |
| Up
to 36 months |
as
low as 6.50% |
| 37-48
months |
as
low as 6.50% |
| 49-60
months |
as
low as 7.00% |
All Terrain Vehicles, Jet Ski, or Similar
(never titled)
| TERM |
RATES
(APR) |
| Up
to 36 months |
as
low as 6.00% |
| 37-48
months |
as
low as 6.25% |
| 49-60
months |
as
low as 6.50% |
New or Used Boats -
| TERM |
RATES
(APR) |
| Up
to 36 months |
as
low as 5.00% |
| 37-48
months |
as
low as 5.25% |
| 49-60
months |
as
low as 5.75% |
Motor homes - Contact any CHFCU loan officer for rate quote.
Other Secured
(Includes furniture, farm equip, non-motorized campers, etc)
| TERM |
RATES
(APR) |
| Up
to 36 months |
as
low as 6.75% |
| 37-48
months |
as
low as 7.25% |
| 49-60
months |
as
low as 7.50% |
Other Types
| TYPE |
RATES
(APR) |
| Signature
(Unsecured) Loans |
as low
as 10.50% |
| Line
of Credit (Unsecured) |
as
low as 11.00% |
| Secured
(UCC-1) |
as
low as 6.75% |
| Shared
Secured |
2.00%
over dividend rate paid on base share account |
| Share
Certificate of Deposit Secured |
2.00%
over dividend rate paid on share certificate of
deposit |
Rates listed are the lowest rates available for each loan
product. Your rate may vary and is determined by your credit
qualifications, amount financed, collateral and loan terms.
To determine your actual rate, please contact any Credit
Union Loan Officer.
APR = Annual Percentage Rate
*All rates shown
are Annual Percentage Rates and are subject to change without
notice.
Credit subject to approval.
